Step 1: Consultation and Assessment
Your journey with Loti begins with a free consultation. During this initial meeting, we’ll:
Discuss the details of your loss or damage.
Review your insurance policy to understand your coverage.
Outline the claims process and how we can assist.
This step helps us create a personalized plan tailored to your needs and goals.
Step 2: Document Collection and Organization
Accurate documentation is the foundation of a successful claim. Our team will help you gather, organize, and prepare all necessary materials, including:
Photos and videos of the damage.
Receipts and invoices for damaged or lost items.
Repair estimates or contractor bids.
Any other relevant paperwork.
We categorize everything into clear sections, such as Construction, Personal Property, and Insurance, making it easy to access and review.
Step 3: Damage Evaluation
Our experienced adjusters will perform a thorough evaluation of the damage to your property. We’ll ensure every detail is accounted for, including hidden damages that might be overlooked. This ensures your claim accurately reflects the full scope of your loss.
Step 4: Claim Submission
We prepare a professional, detailed submission package for your insurance carrier. This includes:
A clear description of the damage and associated costs.
Supporting documentation, including photos, receipts, and estimates.
A breakdown of what is being requested and why.
Our submissions are designed to provide your insurer with all the information they need to approve your claim quickly and fairly.
Step 5: Communication and Negotiation
Once your claim is submitted, we take the lead in communicating and negotiating with your insurance company. Our team will:
Address any questions or requests from your insurer.
Advocate for a fair and timely settlement.
Keep you informed of updates throughout the process.
Step 6: Settlement and Next Steps
When your claim is approved, we’ll review the settlement to ensure it aligns with your policy and the documented damage. From there, we’ll assist with next steps, including:
Coordinating with contractors for repairs or rebuilds.
Providing advice on recovering depreciation or replacing lost items.
Offering guidance to help you get back to normal quickly.
Why Choose Loti?
Expert Advocacy: Our team has decades of experience navigating insurance claims, ensuring you get the compensation you deserve.
Comprehensive Support: We manage every aspect of the process, from documentation to negotiation, so you can focus on recovery.
Stress-Free Experience: With Loti handling the details, you can feel confident knowing your claim is in expert hands.
Get Started Today
Ready to simplify your claims process? Contact us today for a free consultation and let Loti guide you through recovery and rebuilding. With our expertise, you’ll be back on your feet faster and stronger than ever.